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A Homeowners Policy covers private homes for property and liability losses.
It combines various protections for the individual homeowner, including loss
to the structure, its contents, or the loss of use of the home. Liability coverage
is also provided for accidents that may happen on the premises, or at the hands
of the homeowner anywhere within the policy territory.
The cost of homeowner's insurance depends on what it would cost to replace the house and which additional riders are attached to the policy. Typically, claims due to flood are excluded and would need to be purchased separately.
High Net Worth
Securance specializes in finding solutions for high net worth individuals. We have specialty markets for home, auto and liability insurance that address the specific concerns of these customers.