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Casualty Insurance






Workers Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.





Casualty Insurance is often equated to Liability Insurance and is used to describe an area of insurance not directly concerned with life insurance, health insurance, or property insurance. It is mainly used to describe the liability coverage of an individual or an organization for negligent acts or omissions. The term has also been used to describe aviation insurance, boiler and machinery insurance, and glass and crime insurance.


It may include marine insurance for shipwrecks or losses at sea or fidelity and surety insurance. It may also include earthquake, political risk insurance, terrorism insurance, and fidelity and security bonds.

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