The Securance Corporation Agency

     WILL YOU GO TO A NURSING HOME??

                       CAN YOU AFFORD TO??

WHY SHOULD I BUY A LONG TERM CARE POLICY?

           For the same reason you should buy auto insurance, home- owners insurance and health insurance- to protect yourself and your assets. Statistics tell us that your chances of needing a nursing home stay at some point in your life are great – more than 40% of all people over the age of 65 may enter a nursing home during their lifetime!!! The average stay is 2-½ years, and currently, can cost as much as $75,000 to $125,000 .Who knows how much it will cost in 20 or 30 years?? Wouldn’t you like to be prepared?

MY CHILDREN WILL TAKE CARE OF ME

Most adult children would willingly take care of an aging parent if the need arose. Many are doing it now. However, as you require more care, it becomes increasingly difficult for the adult children to take care of you and maintain their own lives and families. Wouldn’t you like to know that, if the time came, you have the freedom to make the choice yourself??

    MEDICARE PAYS FOR LONG TERM CARE

This is a common misconception. Medicare has strict rules and regulations you must meet before they will pay for your care. Even then, benefits will only be payable for the first 100 days. Currently Medicare pays for less than 2% of long-term care costs. What will the future bring??

Please call our office to receive additional information on this important and often overlooked coverage.

713-977-6606 phone#